Divorce and Financial Advice in Light of the Pandemic

Following on from the strain of national lockdowns, and considering that the most recent ONS divorce statistics showed the number of couples getting divorced/dissolving civil partnerships in England and Wales increased by almost a fifth in 2019, all indications point towards divorce rates increasing over the coming months and years. Here we look at some…
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A Reminder of the Personal Allowance Trap

The tax rate applied to the first £12,500 of income earnt in a tax year is 0%. This is what is known as the personal allowance, however not everyone benefits from it because it is reduced by £1 for every £2 of taxable income earnt in excess of £100,000. This means that if you have…
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The Value of Options in Tax Year End Planning

With the tax year end fast approaching, we are working with a number of clients to look at their available allowances and the ways in which we can utilise these most effectively. For the majority of people in the straightforward scenario of wanting to utilise their full ISA allowance of £20,000 and their maximum annual…
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Budget 2021

The Chancellor of the Exchequer’s budget is always an important event in the political calendar, but this year’s speech to set out the government’s plans on where they plan to generate and spend income was even more highly anticipated than usual. As the UK begins to emerge from the tightest grips of the Covid-19 pandemic,…
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Financial Planning in your 30s, 40s and 50s

Milestone birthdays are usually a time for a big celebration – looking back over the years gone by with friends and family and sharing in the excitement of what the future holds. With celebrations currently needing to be more subdued due to the Covid-19 pandemic, and many parties being put ‘on hold’ until a time…
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