What’s Your Financial Plan Coming out of Lockdown?

According to the Bank of England’s Monetary Policy Report in February 2021, households across the UK have accumulated an excess stock of savings totalling £125 billion over the course of the pandemic. The BofE attribute this rise to the sharp fall in total consumption since the start of the pandemic and this being larger than…
Read More…

Posted in Financial Planning | Comments closed

New Tax Year – New Plan?

Whilst the dawn of the new tax year may not be an occasion most people recognise, it’s something we get quite excited about as financial planners! The end of the previous tax year and the start of a new one means that an individual’s set of allowances resets – giving you a whole year to…
Read More…

Posted in Financial Planning | Comments closed

Has Lockdown Affected your Financial Behaviour?

Whilst most of us will have thought about how we will emerge from lockdown socially, few of us will have taken the time to think about how we will respond financially. The last 12 months has been anything but normal and it therefore makes sense that there will be an ongoing impact on the way…
Read More…

Posted in Financial Planning | Comments closed

Divorce and Financial Advice in Light of the Pandemic

Following on from the strain of national lockdowns, and considering that the most recent ONS divorce statistics showed the number of couples getting divorced/dissolving civil partnerships in England and Wales increased by almost a fifth in 2019, all indications point towards divorce rates increasing over the coming months and years. Here we look at some…
Read More…

Posted in Financial Planning | Comments closed

A Reminder of the Personal Allowance Trap

The tax rate applied to the first £12,500 of income earnt in a tax year is 0%. This is what is known as the personal allowance, however not everyone benefits from it because it is reduced by £1 for every £2 of taxable income earnt in excess of £100,000. This means that if you have…
Read More…

Posted in Pensions, Financial Planning | Comments closed
  • Twitter

  • Testimonials

    Before I chose Gresham I spoke to a number of IFA’s but none of them gave me the same confidence I had when I spoke to Morven. Everything, both written and spoken, is explained in an easy to understand way. All my pensions have been dealt with extremely efficiently and I am very happy with the service I have received from everyone at Gresham.
    A very personalised service… All advice is tailored to my needs with great consideration to issues I may not have thought of myself. I feel confident about my future finances.
    With great thanks for all your reassuring attention over the last year. It means more to me than I can express in a few words.
    I just want to thank you and your team so very much for all you do for me throughout the year. It is a real comfort to know that my investments are in such capable hands. I literally couldn’t do it on my own.
    You’ve solved that dilemma for me… Thank you for being so clear and honest as always.
    We are both very grateful for the time you spent with us in explaining various options. We certainly feel we now both have a much better understanding of our situation & the decisions which we need to consider moving forward.
    Thank you so much again for your time and brilliant advice.
    Thanks again for your advice, you have given me the kick I needed to take control and I’m very grateful for that.
    We feel we can phone at any time during office hours if we need anything clarifying. Our financial adviser knows our personal circumstances and is in tune with our goals and lifestyle. His advice has been and continues to be excellent.
    Just a big thank you for all you have done for our family. We do appreciate it.
Main Menu