The Tapered Annual Allowance – Can You Escape It?

The Spring Budget 2020 increased the annual allowance income limits, taking many high earners out of the tapered annual allowance. The new limits explained Every individual is usually eligible for the standard annual allowance for pension contributions of £40,000 per annum. However, the tapered annual allowance reduces the standard annual allowance when income reaches certain…
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The Great Emergency Fund

Many people – through no fault of their own – have found themselves in a position where they have had a reduced level of income over recent months. From self-employed people who have been unable to work, through to retirees who have reduced income to avoid drawing down from depleted funds, and a great many…
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Lessons from Covid-19 – Being Prepared for the Unexpected

Five months ago, if someone had told you that there would be an outbreak of a virus that would effectively bring the world to a standstill, would you have believed it? Even now, at times it’s hard to think that any of this has happened; it’s almost as if you’ll wake up one day and…
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Investing Through the Current Crisis and Beyond

Financial markets have seen increased volatility since the outset of the Covid-19 pandemic, and with a continual flow of new information there is no clear indication as to whether markets are priced too high or too low. With this in mind, we would like to share seven principles that we believe give a concise strategic…
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Interest Rates and Monetary Policy – Where are we Now?

Living in a world of low interest rates is nothing new. In fact, with interest rates having remained so low over the last few years, and now at historic all-time lows – it’s hard to remember a time of high interest rates. Over the course of the last eleven years we’ve seen many countries pursue…
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