Personal Injury & Medical Negligence

The advisors at Gresham Wealth Management have over 15 years’ experience of managing the ongoing investment of personal injury & medical negligence awards and providing financial advice to individuals, inexperienced trustees, professional trustees and professional deputies.

Our advisers understand that providing advice to recipients of personal injury awards means more than the fundamental management of a portfolio of investments. Once a personal injury settlement has been secured, our goal is to ensure that injured or disabled persons and their immediate family continue to enjoy the quality of life that the award is designed to provide them with for the rest of their lives.

Part of this is ensuring that our advisers are personable and can be approached by the individuals involved with the trust as required. Knowing that the best advice is being taken to ensure that the recipient’s needs will continue to be met through their lifetime, and also having a trusted financial adviser available to call upon can be of great emotional benefit at what is already likely to be a stressful and emotional time.

Our services in serious injury/medical negligence cases can be broadly divided into two categories: pre and post-settlement.

  • Pre-settlement advice – this may include helping personal injury solicitors to decide on the best way forward regarding the payout of a settlement – be that periodical payments or a lump sum payment. We can assist in carrying out a lifetime needs analysis and advise on pension losses; acting as an expert witness where appropriate.
  • Post-settlement advice – this usually involves cashflow analysis, investment planning and implementation advice.

 

Our Experience in the Field of Personal Injury & Medical Negligence Settlements

The breadth of Gresham’s experience covers both recipients of awards who are deemed to have capacity and cases where capacity is deemed to have been lost & a deputy has been appointed by the Court of Protection.

We are well-versed in State Benefits legislation and provide guidance with regards to the protection of State Benefit entitlement in respect of both Personal Injury Trusts and Court of Protection cases.

Our advisers have been successful in protecting the State Benefits of clients who have used their personal injury award to purchase a council house. We have further provided guidance as to the purchase of a property with a proportion of a Personal Injury Award and monies held personally by a family member providing ongoing care (which could derive from compensation provided for Gratuitous Care pre-settlement).

Gresham’s team ensure that advice is accessible to all by tailoring our approach according to the knowledge and expertise of the person with whom we are conversing. In this respect, we have the ability to help those who have very little or no experience of investing understand the methodology behind the construction of their investment portfolio and ensure that ongoing withdrawals are sustainable over their lifetime.

For further advice in relation to our services in this area, please contact us.

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    Just a big thank you for all you have done for our family. We do appreciate it.
    Before I chose Gresham I spoke to a number of IFA’s but none of them gave me the same confidence I had when I spoke to Morven. Everything, both written and spoken, is explained in an easy to understand way. All my pensions have been dealt with extremely efficiently and I am very happy with the service I have received from everyone at Gresham.
    You’ve solved that dilemma for me… Thank you for being so clear and honest as always.
    Thank you so much again for your time and brilliant advice.
    We are both very grateful for the time you spent with us in explaining various options. We certainly feel we now both have a much better understanding of our situation & the decisions which we need to consider moving forward.
    A very personalised service… All advice is tailored to my needs with great consideration to issues I may not have thought of myself. I feel confident about my future finances.
    Thanks again for your advice, you have given me the kick I needed to take control and I’m very grateful for that.
    With great thanks for all your reassuring attention over the last year. It means more to me than I can express in a few words.
    I just want to thank you and your team so very much for all you do for me throughout the year. It is a real comfort to know that my investments are in such capable hands. I literally couldn’t do it on my own.
    We feel we can phone at any time during office hours if we need anything clarifying. Our financial adviser knows our personal circumstances and is in tune with our goals and lifestyle. His advice has been and continues to be excellent.
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